Saturday, August 22, 2009


As some of you know, a few years back I was a victim of a burglary. Someone came into my rented house through the only window that was not nailed shut. Me and the kids were asleep behind a closed door just 20 feet from this window. They took everything but I thought they had missed my checkbook. Well, turns out they were smart enough criminals and only took a handful here and there throughout the checks so as not to raise too much suspicion. Wasn't I surprised when a cop showed up at my door saying "This isn't your signature, is it?" Looking at it, nope, definitely not my signature and definitely not for the amount that was written. These guys went on a spending spree that concluded my usage of checks forever. Shortly after that, and the nightmare that followed trying to fix the mess, I found Netspend and their Prepaid Visa Card and haven't looked back!

Netspend is, in my opinion, the leading provider of reloadable prepaid debit cards and services in the United States. You can use it to make purchases, pay bills, secure reservations, and shop online. My husband and I have one account for emergency use that my mother has a card for. You know, "just in case". The other account is for our paychecks and we use the Online Bill Pay function to pay our bills. And, for those with bad credit who can't get a credit card but need the ability to use it, the Netspend card can be used anywhere the Visa logo is accepted. NetSpend has one of the most convenient networks in the country. With more than 30,000 card purchase locations and a total of approximately 90,000 debit card reload locations(including Murphy fuel centers), it is the absolute easiest way to get all the features you want without the headache and worry of an actual bank. With Netspend, you really are in charge!

A few examples of how a Netspend Prepaid Visa Card can help make your life easier.
1)They offer online bill pay. A couple of clicks and your done.
2)They offer direct deposit for payroll and government checks like your IRS tax refund. Take advantage of that and not have to wait for the US government to mail it out!
3)Let's say your daughter is off to college and finds herself needing funding. You have a card, she has a card. If you have a shared account, easy. If you have separate accounts, it's just as easy. They have cardholder to cardholder transfers so you can transfer money to anyone in the world with a Netspend card.
4)Think security. If you are wary about checks and cards in general, you only have to load on the card what you want to load on it.
5)Black Friday sale. You put only how much you want to spend for Christmas on your card and, come the early hours of the day after Thanksgiving, you sit in your pajamas and do your shopping online avoiding going over budget AND dealing with those nasty crowds!
6)Do as we did this week(post coming soon) and load what you budgeted for a trip to Vegas on your card and go have fun at Vegas knowing that you will be sticking within your spending means. We paid for the hotel and the plane tickets with ours and only put on the card what we were willing to lose gambling. It's working out pretty good and we are leaving tonight and aren't completely broke! YAY!!

So, now that I have rambled on about Netspend and how convenient it is and the ways you can use this card, I will say although this is a sponsored post, this is nothing more than my opinion. I have been using Netspend for more than 5 years now and have never had a moment where I was lost, confused, angry or disappointed like I had with my previous bank and it's ineptness. Trust me, you will NOT be any of the above if you check them out either!

You can see all the card and reload options plus their Terms and Conditions. They also have a FAQ section should you have any questions. You can also ask me for a referral and I will gladly email you one! Hope on over to Prepaid Visa Card and check them out!

This is a sponsored post. All opinions are my own and I stand behind them 100%.

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